
IBEW LOCAL 9
Tinley Park, IL
Business Manager
William W. Niesman
IBEW Local 9 Voluntary Income Protection
Continue getting paid if you can’t work due to injuries, illnesses, surgeries, or death.
These benefits have paid over $3 million in benefits to Local 9 members already. There are over 650 members enrolled.
Plan Information Overview
– Short-Term Disability (STD) pays for up to 24 weeks
– Long-Term Disability (LTD) pays for up to 2 or 5 years
– Life Insurance with AD&D for Member, Spouse, and/or Dependent(s)
Guaranteed Approved Coverage: No medical questions or tests for actively working Members.
Time Left to Enroll
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Enrollment Ends 10/29/2025
Coverage Begins 11/1/2025
Hear from two IBEW Local 9 Brothers about their disability experiences. Brother Gordy Wietting did not have the Income Protection Plan when he got hurt, whereas Brother Scott Kuersten did enroll and was protected when the unexpected happened to him.
ARE YOUR CURRENT BENEFITS ENOUGH?
Short-Term Disability (STD)
The current Local 9 Benefit provides our Members with $400 per week for 26 weeks total. Is that enough for your household? If your paycheck is normally $1,500/week and you get sick or injured, that leaves an income gap of $1,100/week or 73% of your weekly income.
Long-Term Disability (LTD)
Local 9 Members currently receive $0 in Long-Term Disability benefits after the Local 9 Short-Term Disability Benefit ends. This puts 100% of your income at risk!
Life Insurance
The current Local 9 Life Insurance benefit is $30,000, if you’re participating. Is that enough to secure your loved-one’s future?
This insurance is a great thing to have. Everything was on time and processed accurately. My representative Kaelyn was on top of everything. She was available and personable whenever I dealt with her. Great plan to have. I will promote this insurance to my fellow coworkers. Thank you again for great customer service.
How important were these benefits in helping you maintain financial stability?
Crucially important
Chris Morely of International Brotherhood of Electrical Workers Local 9 tells his disability claims story and how having income protection insurance through Union One Benefits Management helped him and his family during his recovery.
Important Information
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $3 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $2 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.
IMPORTANT: If you depart from IBEW 9, opt out of paying dues, or retire, you must notify the Customer Service Center at (224) 770-5305. Not doing so within 90 days could delay or negate your eligibility for a refund.
We encourage Members to thoroughly review the complete policy booklet. Email info@unionone.com to request a copy.
This program is administered by Union One Benefits Administration.
This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The IBEW does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan. Furthermore, the Union receives no financial or other consideration in connection with the administration or promotion of this program.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance.
For Life: You have 31 days to notify Union One of your retirement if you wish to port or convert your Life Insurance.
Group Insurance coverages are issued by Sun Life Financial. Sun Life financial and the globe symbol are registered trade-marks. All rights reserved.